Agada B. Apochi - Managing Director/CEO

Agada Apochi is an Organisational Psychologist & Change Leadership Specialist. Agada joined the services of UP in 2005 and was appointed Managing Director/CEO in 2011. He has since led UP from being a single scheme service provider to becoming the first and only nonbank Nigerian entity to become Principal Member or Licensed Acquirer of all major global payment schemes. The company has also diversified into different businesses including B2C (Business-to-Consumer) and increased in profitability and staff strength under Agada's leadership. Prior to his appointment as MD/CEO, Agada was an Executive Director in UP and also worked for 13 years in 2 Nigerian banks. Agada is the Founder and Director of another Fintech company, PayAttitude, which is owned by a consortium of leading Nigerian banks.

Agada obtained his Master in Organisational Psychology with specialization in Change Leadership from Columbia University in New York. He also holds a Master Degree in Law, is an Alumnus of Lagos Business School and attended different executive learning programs at Harvard Business School, Insead Business School, Cornell University and Bank Card Business School in Cambridge. Agada holds several academic honours and awards including best graduating student. He was called to the Nigerian Bar in 1992 and has since worked and gained experience in company law & practice, banking and financial services, electronic transactions, retail business, administration, strategy, execution and change leadership.

Agada is an Innovator, Entrepreneur, Honorary Chartered Banker, Chartered Mediator & Conciliator, Fellow, International Academy of Cards & payments, Certified International Cards & Payments Professional (CICPP) and Barrister & Solicitor. Agada has to his credit, different professional and technical papers. He is married to his wife, Ada with whom they are blessed with children.