Merchant Services

UP is an all-in-one or one-stop shop for bespoke and standard merchant services enabling merchants, retailers and other businesses to grow and also delight their customers.

UP is the first and only non-bank entity in Nigeria that is Principal Member or Licensed Acquirer of all of American Express, Mastercard, PayAttitude, UnionPay and Visa.  UP merchant services include but not limited to:

Electronic Payments  Electronic Cash Register:  Membership Collection:  Electronic Billing and Collection: Hourly Settlement Service (UP-HSS)  Acceptance Infrastructure: SMES Development: Value Added Services & Additional Income Opportunity We enable our merchants earn additional income by providing them the opportunity to provide services on behalf of our company and other businesses and be paid commission for such transactions. These include but not limited to:  Supports for different Technologies & Schemes: UP is an option-neutral and scheme-neutral service provider supporting standard and innovative payment options and methodologies including: