Agada B. Apochi - Managing Director/CEO

Agada Apochi is an Organisational Psychologist & Change Leadership Specialist. He was appointed Managing Director/CEO of UP in 2011. Prior to his appointment as CEO, he was an Executive Director. He joined the services of UP in 2005 after 13 years of service in 2 Nigerian banks. Agada is the Founder and Director of Nigeria’s premier digital-first bank, Hope PSBank. He is also the Founder and Director of the Digital Payment Scheme and Financial Technology Company, PayAttitude.

Under Agada’s leadership, UP became the first and only financial technology company in Nigeria to own a banking subsidiary, Hope PSBank which is Nigeria’s premier digital-first bank. Similarly, another UP subsidiary, PayAttitude is Nigeria’s premier digital payment scheme. He also led UP from being a single scheme service provider to becoming the first and only nonbank Nigerian entity to become Principal Member or Licensed Acquirer of all major global payment schemes. UP has diversified into different businesses including B2C (Business-to-Consumer).

Agada obtained his Master in Organisational Psychology with specialization in Change Leadership from Columbia University in New York. He also holds a Master Degree in Law, is an Alumnus of Lagos Business School and Cornell University. He has attended different executive learning programs at Harvard Business School, Insead Business School, and Bank Card Business School in Cambridge. Agada holds several academic honours and awards including best graduating student. He was called to the Nigerian Bar in 1992 and has since worked and gained experience in company law & practice, banking and financial services, electronic transactions, retail business, administration, strategy, execution and change leadership. His areas of interest include diffusion of innovation.

Agada is an Organizational Psychologist, Innovator, Entrepreneur, Honorary Chartered Banker, Chartered Mediator & Conciliator, Barrister & Solicitor, Certified Associate of Capability Maturity Model Institute, Fellow, International Academy of Cards & payments, Certified International Cards & Payments Professional (CICPP), Fellow, Institute of Credit Administration and has to his credit, different professional and technical papers.